Guess who paid off her final credit card today?
Me! That’s who!
I honestly feel like a weight has been lifted even though I have a sizeable debt to pay back to my mother.
Today was payday and I’m feeling a lot more in control. The budget is in place and the purse is locked away. Everything is in that budget, even our trip to alton towers in a couple of weeks which could be quite money hungry if I’m not careful. I’m aiming for no spends from my bank account until the 4th October which gets me a good third of the way through the month.
Things are starting to look up a little :)
I am finally feeling a little more myself, although I will never stop missing my sweet boy I am now able to look beyond that pain and see life again. I know some will not understand the pain I have been through in the last month or so (I have heard a chorus of ‘it’s only a dog’ already) but to me it was a very real loss and to be honest, my life will always be missing a piece.
Onto other things…
Although I have not royally stuffed everything up, I have been in fritter mode. My purse accompanied me everywhere and we all know what happens when I do that. £2.50 here and there mounts up; at least if I had been spending extravagantly I might have something to show for it rather than a bank account running on fumes and a few extra lbs on the scale. Meal planning went out the window in favour of as and when meals; shopping lists went a similar way so when I marvelled at the fact my weekly shop only cost me £25 or so I hadn’t realised I had forgotten half of it and bought loads of stuff that I didn’t need. Cue more trips to the shop. Fritter fritter fritter.
On the positive side, my debt is no bigger – my ‘institutional debt’ sits at £265; this will be paid off in 8 days. EIGHT DAYS PEOPLE!
Yes, I am a tad excited about that. One by one my manacles of debt are dropping off.
Another positive – we went on holiday and the cards were not touched, all expenditure was cash and a week’s holiday on approximately £145 is not bad, n’est pas? I could have cut that right back but the holiday did us good, and to be honest I don’t feel bad about that level of spending at all.
So, going forward…
I’m sticking to my diet. This is the final push to get the last of my weight off and I am NOT going to give up on myself. This also has a sideline of stopping the fritter-y snack-y spends.
The purse is being locked in the filing cabinet. I have no spend requirements whatsoever coming up, I don’t need it.
Meal planning is back! I’m ready for the week going forward and am going to sit down tomorrow and plan next week’s meals. In addition to this I’m going back to click and collect shopping, although I do have a Sainsbury £20 off £60 online shopping voucher, so one of my shops will be delivered :)
Time to get out of the mire and get back into the lifestyle I want to lead!