Things seem to be going almost suspiciously well at the moment.
My plan to focus on healing my bingeing has had a positive impact on my body as well as my bank balance. My money is never spent on big ticket items, just a pound here, a fiver there, all day, every day. So stopping that trickle has made a big difference.
I’m also 3lb lighter! I am following an eating plan, which although not the most frugal of weight loss methods is proving to be very effective for me, to give me a break from food and food decisions. £8 a day is a lot, don’t get me wrong, but it’s less than I was spending on binge foods.
I have committed myself to doing at least 15 minutes of exercise a day. Not a lot, I know, but it’s enough to get me moving every day but not too much to be intimidating myself with. I’ve been doing free exercise videos on YouTube (Leslie Sansone is a goddess, and anyone struggling to get moving should check her out) cast onto our TV with a Chromecast (more about that in another post).
The odd thing about my spending is that gift money is never frittered away. I still have gift cards in my purse from last year because I want to buy something special with the money that I really, really want. The money I fritter is money that I worked hard to earn. It’s almost like I think to myself that I earned it, so I should be able to spend it however I like. That’s all well and good but when it ends up not being money I’ve earned but money I’ve borrowed from the bank, it causes a problem.
All of my Christmas shopping is complete and done within budget. My £50 a month direct debit will carry on going into that account and will cover presents all year. My newest budget takes into account every worst case scenario in a five week month that can occur and all of my standing orders have been adjusted accordingly.
Time to get real, time to focus on living and not just on spending every penny of my hard earned money!