It seems strange to think…

That in five days, I will be personal debt free (mortgage I’m counting outside that). So, yay, that obviously means life is sorted out, right? Ummm… Not so much. I’m still running out of money before I’ve run out of month. But the fact that I don’t spend in that time, rather than ramp my credit card or overdraft up, says that I’m making progress. I did sign up for an Ancestry membership in a moment of ‘sod it, I’ll pay for it next month’ but… I cancelled it. The thought of putting money onto that squeaky clean credit card made me feel queasy. I’ll save up for it instead. I paid for the insurance excess on my car from the savings I put aside every month for car bills so there was no struggle there. Definite progress. Millie was so lonely without Roger and we knew that whatever we vowed, we would end up with another dog. An opportunity came up to be a long term foster for a beautiful old man greyhound and we knew we couldn’t say no. So we’ve done something good but at minimal cost to us as his bills are covered, and he’s bought so much joy into our lives and Millie’s life. The wedding on an *extreme* budget is one of the ways we’re making the money situation work. So far, we have spent £199. That’s suit, venue and licenses. Just my dress (about £40 ish) and his ring to go. The honeymoon is weighing in at…erm… Quite a lot. The Motorhome we’ve hired is costing us £1000 for ten days. But I can justify that! Kennelling fees for ten days would be about £200+, plus buying food out (even in self catering we would only be able to take so much food with us), would soon mount up. The Motorhome hire place is near us, so it’ll be picked up, brought back here, loaded up with food and all the goodies we need (no suitcases required!) and then at the end, brought back here, unloaded, cleaned and taken back. So I’d like to show you a big way I’ve been getting through a very lean time…

IMG_0294 I had a strange few days where all of a sudden I became terrified at the thought of not having anything in to get through if there was a flood, or a zombie apocalypse (I have OCD and my brain tends to latch on to thoughts like that and terrify me). Don’t worry; I didn’t take out a second mortgage to build a nuclear bunker or buy 6 years worth of dehydrated food packs. What I did do was hunt down bargains on shelf stable foods and household necessities. This past few weeks having these stores has meant that I can keep the shopping bill under £25 a week which has been incredibly helpful, although it does mean it needs to be built back up again!

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2 thoughts on “It seems strange to think…

  1. You are doing very well in terms of spending for your wedding. Many people who have married before I did always told me to spend more on the honeymoon than the wedding itself.

    • Thank you! I have been asked why I’m being such a cheapskate but there’s so many reasons why we’re doing it this way. If people don’t want to support our decision then so be it!

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