Hello! What’s this all about then?
It’s a wee bit like spendaholics anonymous I suppose.
I’m in debt. Hoooooo boy.
I am au fair with debt, skirting around it, never getting too far in or being bailed out by family but enough is enough; I need to put in the blood, sweat and tears to get myself out of this situation once and for all.
To do that you have to learn the skills that are never taught in school- I never learned budgeting 101 or how to cook a meal for two with an egg and a poppadom left in the cupboard (for the record I’d go with omelette and poppadom on the side).
We meet all the bills in the household and work enough to not be eligible for any help for anything, which has a funny old effect of making you a bit vulnerable in society, but at least we have a roof (albeit missing a tile or two) over our heads and hot water (when we turn the immersion on, i.e. Once in a blue moon) which I am eternally thankful for.
I want this blog to be a record of my journey and hopefully being able to share with you the things I have found helpful rather than some of the more unrealistic advice I’ve seen on my travels around the Internet.
Please join in whenever you would like, it’s nice to know that I’m not talking to myself (all the time!)