I’m still around and doing my best. So much has happened in the past few months; I lost all of my focus on everything but kept plodding away at creating our own personal slice of freedom.
So far, we have made £1500 worth of overpayments to our mortgage. When I look at how much comes off the capital with each monthly payment that equals roughly 15 months! 15 months closer to our goal of completely owning our house, 15 months closer to my goal of being able to step back from working my fingers to the bone and enjoy life more! My next overpayment date is coming in January, what a way to beat the winter blues.
On a not so good note, The Princess had a tumour on her nail bed, which had to be removed. We decided to go all in and get a dental done, walking away with a slightly teeth grinding (pun not intended) bill for almost £400. She has her own savings account so it wasn’t too painful, and my husband did put in some cash too but it has depleted my spare cash down to pretty much nothing for a while. That’s okay though, she’s happier and not in pain so we can live with scrimping and saving! I’m starting to think that we must be getting a frequent flyer discount at the vet as they charge us very little for follow up visits. It’s always worth a box of Roses and a friendly disposition!
Also, my Grandfather passed away. It had been very difficult for us due to some family drama which I will not go in to here, but I went totally spiralling out of control for a while. I had rediscovered the Paypal pay after delivery option, which is great for getting the food for our foster hound, but not so great when you’re having an out of control spending spree. My bank account is now clear of all Paypal payments, but I’m having to very carefully budget for the next few months to be able to do all the things I want to do. I’m grasping on to my last shreds of control like a drowning woman, but I know that they are what will get me through.
Speaking of which, control is what’s getting me through. So many unpleasant and traumatic things have befallen us as a couple in the past months that I truly felt my life was spiralling out of control. I’ve gone from being truthfully calm and settled, to a seething pit of rage, to trying to get on the road to being me again. An important part of that has been regaining control of the two things in life I should always be able to control – what goes in my mouth and what comes out of my purse. I’ve not spent an unbudgeted for penny this month! I know! Who could believe it? And part of that has been not going to the supermarket three times a day to fritter money away on snacks and god knows what else. (I appreciate it seems not far on in the month but my month starts on payday!)
Well, we’re being whipped around by Storm Desmond – no rain here yet but the wind carried me swiftly down to the post box and back and the dogs may end up in Kansas next time they go out. Stay safe!